Hurricane Damage Restoration
When hurricanes strike Tampa Bay, FCS responds with emergency stabilization, comprehensive damage restoration, and expert insurance claim support. We restore homes and businesses after nature's worst.
Tampa Bay's Hurricane Restoration Experts
Living in Florida means accepting hurricane risk, but you don't have to face the aftermath alone. Florida Construction Specialists has restored hundreds of properties after hurricanes including Charley (2004), Irma (2017), Michael (2018), and Ian (2022). Our experience means faster restoration, better insurance outcomes, and properties rebuilt to withstand future storms.
Our principal, Frank Bragano, brings unique expertise to hurricane restoration. His 43-year career includes working as a commercial adjuster for Allstate and later as an Executive General Adjuster handling catastrophe response for insurers. This background means we understand both sides of the claims process— what adjusters look for, how to document damage properly, and how to ensure your settlement reflects the true cost of restoration.
Our Hurricane Response Process
When a hurricane threatens Tampa Bay, we begin mobilizing resources before landfall. Emergency response crews stand ready with tarps, generators, and board-up materials. As soon as roads are passable, we begin damage assessments for pre-registered clients, prioritizing properties with safety concerns or ongoing water intrusion.
Our assessment teams document all damage with detailed photography, measurements, and written descriptions. This documentation forms the foundation of your insurance claim. We identify both obvious damage and hidden issues that may not be apparent to untrained observers—water intrusion behind walls, structural connections that have been compromised, and damage to mechanical systems.
Complete Property Restoration
Hurricane damage is rarely simple. Wind damage leads to water intrusion. Water intrusion leads to mold. Structural damage affects finishes. Our approach addresses all damage comprehensively, with coordinated trades working from stabilization through final finishes. We handle roofing, structural repairs, electrical, plumbing, HVAC, drywall, flooring, painting, and exterior restoration—everything needed to return your property to pre-storm condition or better.
Hurricane Damage Restoration Services
Comprehensive restoration for all types of hurricane damage, from emergency response through complete property reconstruction.
Roof Damage
From missing shingles to complete roof failures, we handle all hurricane roof damage including emergency tarping and permanent restoration.
Structural Damage
Wall failures, foundation damage, and structural compromises requiring engineering assessment and professional reconstruction.
Window & Door Damage
Impact damage, blown-out windows, failed doors, and the water intrusion that follows—restored to code with impact-rated replacements.
Interior Damage
Water-damaged drywall, flooring, insulation, and finishes requiring professional drying, mold prevention, and complete restoration.
Insurance Claim Support
Full documentation, scope development, and carrier coordination to ensure your claim covers necessary repairs.
Emergency Board-Up
24/7 emergency response for temporary protection including tarping, boarding, and securing damaged properties.
Insurance Claim Support
Hurricane claims are often the largest and most complex claims property owners will ever file. Insurance companies deploy their most experienced adjusters for catastrophe response. You need someone equally experienced on your side.
Thorough Documentation
Professional documentation of all damage including hidden issues often missed in initial assessments.
Accurate Scope Development
Detailed repair scopes using industry-standard pricing that reflect the true cost of proper restoration.
Adjuster Meeting Attendance
We meet with your adjuster, walk the property together, and advocate for complete damage recognition.
Supplement Preparation
When additional damage is discovered during repairs, we prepare and submit supplement claims for approval.
Code Upgrade Documentation
Florida Building Code requires certain upgrades when repairs exceed thresholds. We document code-required improvements for claim inclusion.
Dispute Resolution
If disagreements arise, we provide documentation and testimony to support your claim through appraisal or litigation.
Hurricane Damage FAQs
Common questions about hurricane damage restoration, insurance claims, and our restoration process.
Frequently Asked Questions
First, ensure safety and evacuate if structural integrity is compromised. Document all damage with photos and videos before any cleanup. Make temporary repairs to prevent further damage (tarping roofs, boarding windows). Contact your insurance company to file a claim. Keep all receipts for emergency repairs and temporary housing. Then contact FCS for professional assessment and restoration.
FCS maintains 24/7 emergency response capability during hurricane season. For clients with pre-storm agreements, we begin assessments within 24-48 hours after the storm passes and roads are accessible. For new clients, response time depends on storm severity and demand, but we prioritize based on safety concerns and damage severity.
We handle all aspects of hurricane damage restoration including roof damage (missing shingles to complete tear-offs), structural damage (wall failures, foundation issues), window and door damage, water intrusion damage, exterior damage (siding, stucco, soffits), interior reconstruction (drywall, flooring, finishes), and debris removal. We're equipped for both residential and commercial properties.
Yes, insurance claim coordination is a core part of our service. Our principal, Frank Bragano, spent 43 years in the insurance industry including work as a commercial adjuster. We understand documentation requirements, proper scope development, and fair pricing. We work directly with your carrier to ensure your claim reflects the full scope of necessary repairs.
Category ratings indicate wind speed at landfall. Cat 1 (74-95 mph) typically causes roof and siding damage. Cat 2 (96-110 mph) can cause structural damage and power outages. Cat 3-5 (111+ mph) causes severe structural damage including wall failures and can devastate entire neighborhoods. Higher categories generally mean longer restoration timelines and more complex repairs.
Yes, we offer pre-storm preparation services including window and door boarding, roof tie-down inspection, loose item removal, and temporary waterproofing. For commercial clients, we offer comprehensive storm preparation plans. Pre-storm clients receive priority response after the storm passes.
Wind damage often leads to water intrusion. We address both simultaneously—emergency tarping to stop ongoing water entry, water extraction and drying to prevent mold, and then permanent repairs. Our water damage restoration team uses industrial dehumidifiers and monitoring equipment to ensure proper drying before reconstruction begins.
Structural damage requires immediate professional assessment. We work with licensed structural engineers to evaluate damage, develop repair plans, and obtain necessary permits. Our team has experience with foundation repairs, load-bearing wall reconstruction, and complete structural restoration. Safety is paramount—some properties may require temporary evacuation during repairs.
Timeline depends on damage severity and scope. Minor roof repairs may take 1-2 weeks. Moderate damage restoration typically takes 2-4 months. Severe structural damage can require 6-12 months for complete restoration. We provide detailed timelines during assessment and update you throughout the project.
Yes, we're experienced with federal disaster assistance programs. We can provide documentation required for FEMA claims and SBA disaster loan applications. For properties that don't qualify for FEMA assistance or need funds beyond what's available, we can discuss financing options for your restoration project.
Hurricane Damage? We're Here to Help
Don't face hurricane restoration alone. Contact FCS for immediate emergency response, comprehensive damage assessment, and expert insurance claim support. We restore what storms destroy.
822 Bayview Dr, Ruskin, FL 33579