Property Owner Advocate

Building Consultant

Expert construction consulting for insurance claims. We assess damage, develop repair scopes, and represent property owners' interests throughout the claims process.

Building Consultant Services

Comprehensive consulting services that protect your interests and maximize your insurance recovery.

Damage Assessment

Comprehensive evaluation of all property damage, including hidden damage that adjusters often miss.

Scope Development

Detailed repair scope that captures every element needed for proper restoration.

Cost Estimation

Xactimate-certified estimates that reflect true repair costs in the Tampa Bay market.

Owner Representation

We represent your interests in all communications with insurance companies.

Why You Need a Building Consultant

When property damage occurs, insurance companies deploy teams of adjusters, engineers, and experts to evaluate your claim. Without equal expertise on your side, you may accept a settlement that falls short of true repair costs.

Florida Construction Specialists serves as your building consultant, bringing 40+ years of construction experience to your insurance claim. Our in-house engineer and Xactimate-certified estimators ensure every element of damage is documented and properly valued.

What We Bring to Your Claim

  • Construction Expertise: We understand how buildings are constructed and how they fail
  • In-House Engineer: Structural assessments without third-party delays
  • Certified Estimates: Xactimate estimates that insurers recognize and respect
  • Documentation: Photos, reports, and supporting evidence that strengthen your claim
  • Communication: Professional dialogue with adjusters that moves claims forward

Large Loss Specialists

We focus on substantial claims—typically $250,000 and above—where our expertise makes the greatest difference. This includes commercial properties, multi-family buildings, and high-value residential estates throughout Tampa Bay.

Frequently Asked Questions

Frequently Asked Questions

A building consultant provides expert assessment of property damage, determines the full scope of necessary repairs, prepares detailed documentation for insurance claims, and represents the property owner's interests throughout the claims process. We ensure no damage is overlooked and that repair estimates reflect true restoration costs.

Hire a building consultant immediately after significant property damage, before accepting any insurance settlement. Early involvement ensures proper documentation, prevents missed damage, and strengthens your claim. We're particularly valuable for large loss claims ($250K+), disputed claims, or complex commercial properties.

Building consultants focus on construction expertise—assessing damage, determining repair methods, and estimating costs. Public adjusters focus on policy interpretation and claim negotiation. FCS provides both construction expertise and claims management, offering comprehensive representation without the typical public adjuster percentage fees.

Yes, we work directly with insurance adjusters, engineers, and carriers. However, our client is always the property owner. We provide professional documentation and communication that facilitates fair claim resolution while protecting your interests.

We assess all types of property damage including fire, water, wind, hurricane, hail, flood, mold, structural damage, and more. Our in-house engineer evaluates structural concerns, while our estimators document all damage with Xactimate-certified estimates.

Absolutely. We frequently help property owners whose claims were denied or underpaid. Our detailed assessments often reveal damage the original adjuster missed, and our professional documentation supports appeals, appraisals, or litigation if necessary.

Need a Building Consultant?

Don't navigate your insurance claim alone. Contact FCS for expert building consulting services.

Call (813) 420-7561
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