Certified Estimating
Professional Xactimate estimates that insurance companies recognize. Detailed documentation that ensures you receive fair compensation for your damage.
Professional Estimating Services
Xactimate Estimates
Industry-standard software that insurance companies recognize and accept.
Detailed Documentation
Photos, measurements, and specifications that support every line item.
Accurate Pricing
Tampa Bay market rates that reflect true repair costs, not lowball figures.
Defensible Work
Estimates that stand up to adjuster review, appraisal, and litigation.
Why Certified Estimates Matter
Insurance companies base settlements on estimates—specifically, Xactimate estimates. When your estimate matches their format and methodology, claims are processed faster and disputes are minimized. When estimates differ significantly, you need professional documentation to support your position.
The FCS Estimating Advantage
- Xactimate Certified: Our estimators are trained and certified in the same software insurance companies use
- Construction Expertise: 40+ years of actual construction experience informs our estimates
- Complete Documentation: Photos, measurements, and detailed scopes that leave nothing to interpretation
- Local Market Rates: Tampa Bay pricing that reflects real repair costs
When You Need Professional Estimates
- Initial claim submission—start with an accurate estimate
- Disputed claims—professional documentation to support your position
- Supplemental claims—document additional damage discovered during repairs
- Appraisal proceedings—estimates that stand up to scrutiny
- Litigation support—defensible documentation for court
Frequently Asked Questions
Frequently Asked Questions
Xactimate is the industry-standard software used by insurance companies to estimate repair costs. When your estimate is prepared in Xactimate by a certified estimator, it speaks the same language as the insurance adjuster's estimate—making comparison, negotiation, and settlement more straightforward.
Our estimates include line-by-line breakdowns of all necessary repairs, material specifications, labor costs, and overhead. We document every element of damage with photos, measurements, and industry-standard descriptions that insurance companies recognize and accept.
Yes. A professional, certified estimate often reveals damage the original adjuster missed. Our detailed documentation provides the evidence needed for appeals, appraisals, or litigation. Many denied claims are reversed when supported by proper estimation.
Absolutely. Our estimates are designed to withstand scrutiny in appraisal proceedings, arbitration, and court. We provide detailed supporting documentation and can serve as expert witnesses to defend our estimates.
For typical claims, we provide initial estimates within 5-10 business days of inspection. Complex commercial properties may require additional time. Rush services are available for urgent situations.
Our service includes on-site inspection, complete damage documentation with photos, Xactimate estimate preparation, written scope of work, and review meeting to discuss findings. We also include revisions if additional damage is discovered.
Need a Certified Estimate?
Get professional Xactimate estimates that support your insurance claim.
Call (813) 420-7561