Professional Consulting

Building Consultants

Expert construction consulting for property owners, attorneys, insurance carriers, and stakeholders who need professional guidance on complex construction matters. With 43+ years in construction and insurance claims, Florida Construction Specialists provides the expertise you need to make informed decisions.

43+ Years

Industry Experience

CBC1262722

Licensed Contractor

$10M+ Bonding

Financial Stability

150+ Projects

Successfully Completed

Construction Expertise When You Need It Most

Not every construction situation requires hiring a general contractor. Sometimes you need expert advice, independent analysis, or professional oversight. Florida Construction Specialists provides building consulting services that give you access to decades of construction and insurance industry expertise without the commitment of a full construction contract.

Our principal, Frank Bragano, brings a uniquely valuable combination of experience to consulting engagements. From 1982 to 1989, he served as a Commercial Property adjuster for Allstate, learning firsthand how insurance carriers evaluate claims and determine coverage. He later worked as an Executive General Adjuster for CJW-Vericlaim/Sedgwick, handling large-loss commercial claims across the country.

This insurance industry background, combined with over 20 years leading Florida Construction Specialists and completing $50M+ in construction projects, creates a perspective that few consultants can match. Whether you are a property owner planning a major project, an attorney handling a construction dispute, or an insurance carrier evaluating a claim, we bring the expertise you need.

Our consulting practice is built on the same principles that guide our construction work: integrity, expertise, and a commitment to getting it right. We provide honest, objective analysis even when it is not what clients want to hear because our reputation depends on it.

Who We Serve

Our building consulting services benefit clients across multiple industries and situations.

Property Owners

Navigate complex construction projects with confidence. From pre-construction planning to project closeout, we protect your investment and represent your interests.

Attorneys

Technical support for construction litigation. We provide detailed analysis, expert opinions, and defensible documentation for disputes and claims.

Insurance Carriers

Independent damage assessments and cost verification. Our carrier-side experience ensures objective, industry-standard evaluations for claims processing.

HOAs & Condo Associations

Navigate major capital projects and reserve studies. We help boards make informed decisions and hold contractors accountable.

Real Estate Investors

Due diligence for property acquisitions. We evaluate building conditions, estimate repair costs, and identify potential issues before you commit.

Lenders & Financial Institutions

Construction progress monitoring and draw inspections. We verify work completion and payment applications to protect your investment.

Building Consulting Services

Comprehensive consulting services for every phase of construction and property ownership.

Pre-Construction Consulting

  • Project feasibility analysis
  • Budget and schedule review
  • Contractor qualification evaluation
  • Plan and specification review
  • Risk assessment and mitigation
  • Contract negotiation support

Construction Phase Services

  • Owner representation
  • Quality assurance inspections
  • Progress monitoring
  • Payment application review
  • Change order evaluation
  • Dispute resolution

Insurance & Claims Consulting

  • Damage assessment
  • Scope of loss evaluation
  • Cost verification
  • Coverage analysis support
  • Claim documentation
  • Settlement support

Dispute & Litigation Support

  • Construction defect analysis
  • Standard of care evaluation
  • Cost and damage quantification
  • Technical documentation
  • Expert report preparation
  • Litigation support

Need Expert Construction Guidance?

Whether you are planning a project, managing a dispute, or evaluating a property, our consulting services provide the expertise you need.

The Consulting Process

A structured approach ensures you get the most value from our consulting engagement.

01

Initial Consultation

We begin with a detailed discussion of your situation, objectives, and concerns. This helps us understand your needs and determine how we can best assist you. Initial consultations are typically complimentary for qualified engagements.

02

Scope Definition

Based on our initial discussion, we develop a clear scope of work outlining specific deliverables, timeline, and compensation. You will know exactly what you are getting before we begin.

03

Investigation & Analysis

We conduct thorough investigation including document review, site visits when applicable, research of codes and standards, and interviews with relevant parties. Our analysis is methodical and well-documented.

04

Findings & Recommendations

You receive a detailed report of our findings, analysis, and recommendations. We present information clearly, support opinions with evidence, and provide actionable guidance for your situation.

05

Ongoing Support

Consulting relationships often continue beyond the initial engagement. We remain available for follow-up questions, additional analysis, and ongoing advisory support as your situation develops.

Why Choose Florida Construction Specialists

Dual Industry Expertise

Rare combination of construction and insurance industry experience provides uniquely comprehensive perspective.

43+ Years of Experience

Decades of hands-on experience across commercial, residential, historic, and disaster recovery construction.

$50M+ Project Portfolio

Real-world construction experience provides practical, actionable advice grounded in actual project delivery.

Licensed & Bonded

Florida Licensed Contractor (CBC1262722) with $10M+ bonding demonstrates professional standing and financial stability.

Objective Analysis

We provide honest, unbiased opinions based on facts and industry standards, not what clients want to hear.

Major Hurricane Experience

Direct experience with Hurricanes Charley, Irma, Harvey, and other major events provides critical disaster-related expertise.

Project Experience That Informs Our Consulting

Our consulting advice is grounded in real-world project delivery across diverse construction types.

Hurricane Recovery

  • Turner Agri-Center - Hurricane Charley ($12.5M estimated)
  • Leon County Detention Center - Water Loss ($1.8M)
  • Hurricane Harvey Texas - Multiple properties ($40M+ total)
  • Hurricane Irma Miami - Multiple properties ($20M+ total)
  • Tiara Condominium - Hurricanes Francis & Wilma

Historic Restoration

  • Italian American Club, Ybor City ($1.2M)
  • Lion's Eye Institute - National Historic Register
  • Bay Pines Veterans Hospital ($2M) - Federal compliance
  • Plant High School Tampa ($525K) - Brick restoration
  • Historic Sebring Fire Station - Hurricane Charley ($900K)

Commercial & Industrial

  • Coronet Phosphate Mine - Overhead Railway Collapse
  • Mulberry Phosphates - Tornado damage
  • Wellington Polo Club - Fire & Mold
  • Carlton Arms Apartment Complex - Large Loss Fire
  • Imperial Gardens Apartments - Large Loss Fire

Insurance Expertise

  • Former Allstate Commercial Property adjuster (1982-1989)
  • Executive General Adjuster - CJW-Vericlaim/Sedgwick
  • Part of Disaster Remediation Group (DRG) consortium
  • Multi-state large loss claims experience
  • Both carrier-side and policyholder representation

Building Consulting FAQ

Frequently Asked Questions

A building consultant is a construction industry expert who provides professional advice and guidance on construction matters without necessarily performing the actual construction work. Our services include project feasibility analysis, construction oversight, quality assurance inspections, cost analysis and verification, dispute resolution support, insurance claim consulting, owner representation, and pre-purchase building evaluations. We leverage 43+ years of construction and insurance industry experience to help clients make informed decisions.

Our building consulting services benefit a wide range of clients including property owners planning major construction or renovation projects, attorneys handling construction litigation or disputes, insurance carriers needing independent damage assessments, real estate investors evaluating acquisition targets, HOAs and condo associations managing large capital projects, lenders requiring construction progress monitoring, and municipalities or public entities overseeing construction contracts.

Frank Bragano's unique background as a former Allstate Commercial Property adjuster (1982-1989) and Executive General Adjuster for CJW-Vericlaim/Sedgwick provides invaluable insight for consulting clients. We understand how insurance claims are evaluated, how coverage is interpreted, and how disputes arise. This dual perspective in both construction methodology and insurance processes makes our consulting particularly valuable for property damage claims, coverage disputes, and restoration projects.

Our qualifications include: Licensed Florida General Contractor (CBC1262722), $10M+ bonding capacity demonstrating financial stability, 43+ years combined construction and insurance experience, $50M+ in successfully completed projects across Florida and the Southeast, former insurance adjuster credentials providing carrier-side perspective, and extensive experience with hurricanes including Charley, Irma, Harvey, and other major events.

Yes, owner representation is one of our core consulting services. We act as your advocate throughout the construction process, reviewing contractor qualifications and proposals, negotiating contract terms, monitoring construction progress and quality, verifying payment applications against work completed, managing change orders, and ensuring the project meets specifications and building codes. This service is particularly valuable for property owners who lack construction expertise or time to actively manage their projects.

Absolutely. We provide comprehensive support for construction disputes including detailed analysis of construction quality and defects, assessment of scope and cost disagreements, review of contractor performance against contract requirements, documentation of construction methodology and industry standards, support for mediation, arbitration, or litigation proceedings, and coordination with legal counsel on technical matters. Our expertise spans both plaintiff and defendant representation.

Pre-construction consulting helps property owners make informed decisions before committing to a project. This includes reviewing architectural plans and specifications for completeness and constructability, evaluating contractor proposals and qualifications, analyzing project budgets and timelines for reasonableness, identifying potential risks and mitigation strategies, recommending contract terms and conditions, and advising on permit requirements and regulatory compliance. This upfront investment often prevents costly problems during construction.

We assist insurance carriers with independent damage assessments and repair cost verification, construction quality evaluations for coverage disputes, scope of loss determination for complex claims, reserved cost analysis for large loss claims, construction progress monitoring for claim payments, and technical consultation on building systems and repair methodologies. Our experience on both sides of the claims process enables objective, defensible assessments.

While headquartered in Ruskin, Florida, we provide building consulting services throughout the Tampa Bay region including Tampa, St. Petersburg, Clearwater, Lakeland, Sarasota, and Bradenton. For larger projects or specialized engagements, we also accept consulting assignments throughout Florida and the Southeast United States. Travel arrangements and considerations apply for distant locations.

Consulting fees are typically structured based on the scope and complexity of the engagement. Options include hourly consulting rates for advisory services and meetings, fixed-fee arrangements for defined scope projects like pre-purchase evaluations, percentage-based fees for owner representation on construction projects, and retainer arrangements for ongoing consulting relationships. We provide detailed proposals outlining scope, deliverables, and compensation before engagement.

Expert Construction Guidance When It Matters

With 43+ years of construction and insurance industry experience, Florida Construction Specialists provides the expertise you need to make informed decisions about your construction matters.

Licensed Contractor CBC1262722 | $10M+ Bonding | 150+ Projects Completed